Terms & Conditions

Effective Date: July 23, 2026

Welcome to Prestamos Con Ari ("we," "our," or "us"). By accessing or using this website, you agree to comply with and be bound by the following Terms & Conditions. If you do not agree with these Terms & Conditions, please do not use this website.

Website Use

This website is intended to provide general information regarding mortgage products, home financing, and related services offered by Prestamos Con Ari and My Community Mortgage.

By using this website, you agree to:

Use the website only for lawful purposes.
Provide accurate and truthful information when submitting inquiries or forms.
Not attempt to gain unauthorized access to any portion of the website or its systems.
Not use the website in any manner that may interfere with its functionality or security.

We reserve the right to modify, suspend, or discontinue any portion of the website at any time without notice.

No Financial or Legal Advice

The information provided on this website is for general informational and educational purposes only and should not be construed as financial, legal, tax, or investment advice.

Mortgage financing decisions should be made based on your individual financial circumstances. We encourage you to consult with qualified financial, tax, or legal professionals regarding your specific situation before making financial decisions.

Mortgage Products & Services

Mortgage products and loan programs described on this website are subject to:

Credit approval
Income verification
Property eligibility requirements
Underwriting approval
Program guidelines
Applicable federal and state regulations
Availability at the time of application

Not all applicants will qualify for every loan program or financing option discussed on this website.

Loan terms, interest rates, down payment requirements, fees, and program availability are subject to change without notice.

Nothing contained on this website constitutes a commitment to lend or guarantees mortgage approval.

Mortgage Pre-Approval

Any references to mortgage pre-approval are provided for informational purposes only.

Mortgage pre-approvals are subject to:

Verification of information provided
Credit review
Income and asset documentation
Underwriting requirements
Applicable lending guidelines

Receiving a mortgage pre-approval does not guarantee final loan approval or funding.

Third-Party Mortgage Applications

This website may contain links to secure third-party mortgage application platforms. Mortgage applications submitted through third-party systems are subject to the terms, conditions, privacy practices, and security policies of those providers.

Prestamos Con Ari is not responsible for the privacy practices, security measures, or content of third-party platforms.

Users are encouraged to review all applicable terms and privacy policies before submitting sensitive financial information.

Accuracy of Information

We strive to provide accurate and up-to-date information; however, we make no representations or warranties regarding:

The completeness of website content
The accuracy of mortgage information
Loan program availability
Interest rates or fees
Market conditions
Third-party information or resources

Information provided on this website may change without notice and should not be relied upon as a guarantee of future lending decisions or loan terms.

Educational Resources

Educational materials, mortgage calculators, downloadable guides, and other resources provided through this website are intended solely for informational purposes.

Mortgage calculators provide estimates only and should not be considered lending commitments or guarantees regarding:

Monthly payments
Interest rates
Closing costs
Loan qualification
Mortgage approval

Actual loan terms will vary based upon individual circumstances and underwriting requirements.

Testimonials & Reviews

Testimonials appearing on this website reflect the experiences of individual clients and are voluntarily provided.

Individual results will vary. Testimonials are not intended to guarantee that current or future clients will achieve similar outcomes or qualify for mortgage financing.

Client experiences are unique and dependent upon numerous factors, including financial qualifications and lending guidelines.

Closing Gallery & Photography

Photographs displayed on this website may include clients who have voluntarily provided permission for their images to be used.

All photographs, website content, graphics, logos, and written materials are the property of Prestamos Con Ari unless otherwise stated and may not be copied, reproduced, distributed, or used without prior written consent.

Intellectual Property

All website content, including but not limited to:

Logos
Text
Graphics
Images
Website design elements
Educational resources
Downloadable materials

are protected by applicable intellectual property laws and may not be reproduced or distributed without written permission.

SMS/Text Messaging Terms

By providing your mobile phone number and opting in to receive text messages from Prestamos Con Ari, the consumer-facing website of Ariana Zambrana, Residential Mortgage Loan Originator, NMLS #2512463, with My Community Mortgage, LLC, NMLS #2408499, you consent to receive text messages related to your inquiry, mortgage services, application status, appointment reminders, follow-ups, and other communications related to services you have requested.

Message frequency may vary. Message and data rates may apply.

Consent to receive text messages is not a condition of purchasing any product or service or obtaining a mortgage loan.

You may opt out of receiving text messages at any time by replying STOP. After opting out, you may receive a final confirmation message. For assistance, reply HELP or contact us using the information provided on this website. Carriers are not liable for delayed or undelivered messages.

For information regarding how we collect, use, and protect your personal information, please review our Privacy Policy.

Third-Party Links

Our website may contain links to third-party websites or services, including:

Mortgage application portals
Social media platforms
Mortgage calculators
Educational resources
External service providers

Prestamos Con Ari does not control or endorse third-party content and assumes no responsibility for the availability, accuracy, or practices of such websites.

Accessing third-party websites is done at your own risk.

Website Availability

We do not guarantee uninterrupted access to this website. From time to time, the website may be unavailable due to:

Scheduled maintenance
Technical issues
System updates
Circumstances beyond our reasonable control

We shall not be liable for any interruptions or delays in website availability.

Limitation of Liability

To the fullest extent permitted by applicable law, Prestamos Con Ari, Ariana Zambrana, and My Community Mortgage shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from:

Website use
Reliance upon website information
Mortgage application outcomes
Third-party services
Technical interruptions or errors
Unauthorized access to information transmitted electronically

Use of this website is at your own risk.

Equal Housing Opportunity

Prestamos Con Ari is committed to providing equal housing opportunities in accordance with all applicable federal and state fair lending laws.

We do not discriminate on the basis of race, color, religion, sex, disability, familial status, national origin, or any other protected characteristic prohibited by applicable law.

Governing Law

These Terms & Conditions shall be governed and interpreted in accordance with the laws of the State of Texas and applicable federal laws of the United States.

Any disputes arising from the use of this website shall be subject to the jurisdiction of the appropriate courts located within the State of Texas.

Changes to These Terms

We reserve the right to update or modify these Terms & Conditions at any time without prior notice.

Continued use of this website following any changes constitutes acceptance of the revised Terms & Conditions.

Contact Information

If you have any questions regarding these Terms & Conditions, please contact:

Prestamos Con Ari

3302 Nederland Ave., Suite 400
Nederland, TX 77627

Office Phone: (409) 344-4041

Cell Phone: (832) 488-0788

Email: ariana@mychomeloans.com

Individual NMLS #: 2512463

Company NMLS #: 2408499

Equal Housing Lender

Mortgage products are subject to credit approval and program guidelines. Not all applicants will qualify. Loan terms, rates, fees, and program availability are subject to change without notice.